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Homebuyer Programs & Resources
The City does not currently offer any first-time homebuyer assistance loans, but there are a variety of asssistance providers and programs to help you prepare fore homeownership. There also a variety of homebuyer loan programs available through the California Housing Finance Agency (CalHFA). View the Federal, State, and local programs and resources below for program specifics and eligbility requirements.
Homebuyer Programs and Resources
The California Housing Finance Agency (CalHFA) supports the needs of renters and homebuyers by providing financing and programs that create safe, decent, and affordable housing opportunities for low to moderate income California residents. CalHFA is a self-supporting State agency that relies on revenues generated through mortgage loans rather than taxpayer dollars.
- CalPLUS Conventional Loan Program
- CalHFA Conventional Loan Program
- CalPLUS FHA Loan Program
- CalHFA FHA Loan Program
- Cal-EEM + Grant Program
- California Homebuyer's Downpayment Assistance Program (CHDAP)
- Extra Credit Teacher Home Purchase Program (ECTP)
For additional information or to find out if you may qualify, visit the CalHFA website.
The U.S. Department of Housing and Urban Development (HUD) offers a variety of resources on fair housing issues, lists for lenders and real estate brokers, and homebuyer education information.
View the Fair Housing Lending Discrimination Guidance resource for those who believe they may have been discriminated against while attempting to buy or rent a home.
- The City of Long Beach offers Fair Housing Services through the Fair Housing Foundation.
Search for lenders in your area within the HUD Lender List.
Search for counseling agencies, learn about predatory lending, and research other potential homebuyer assistance programs with the HUD-Approved Housing Counseling Agencies in California for Homebuyer Education list.
Affordable Housing Clearinghouse (AHC) is a HUD Certified Housing Counseling Organization serving Southern California since 1991. AHC has HUD Certified Housing Counselors offering pre-purchase, homebuyer education, post purchase and foreclosure prevention in English, Spanish and Vietnamese. ACH Affordable Housing Services and Programs are offered in-house, over the phone or in group sessions. To enroll in homebuyer education, budget and credit workshops or one-on-one housing counseling visit, http://affordable-housing.org. You can call (800) 990-5626 during office hours: Monday-Friday and by appointment in the evening.
- Neighborhood LIFT Home Buyer's Program - $25,000 grant to help make homeownership a real possibility. For more information, please visit us at https://nhslacounty.org/lift/.
For more information visit, http://nhslacounty.org or call (888) 895-2NHS(647).
Home Preservation & Prevention (HPP) CARES is a Housing and Urban Development (HUD) approved housing counseling agency based in Long Beach. HPP CARES provide financial education on a range of topics from first home-buying and preventing foreclosure, to the sound use of credit and effective debt management.For more information, please visit https://app.ehomeamerica.org/hppcares or call (714) 587-0320
Housing and Neighborhood Services
333 West Ocean Blvd., 3rd Floor
Long Beach, CA 90802
Phone: (562) 570-LBDS (5237)
Fax: (562) 570-6075