The PPO plan offers you access to a large network of physicians who agree to discount their fees for services.  Under this plan, you are not required to select a Primary Care Physician (PCP) and you can access different physicians and specialists at your own discretion.  While you may go to any doctor or hospital each time you need care, your co-pay or coinsurance will be the least when you go to a PPO provider.  As long as you use providers who participate in the network, your care will be covered at the highest benefit level - 90% after deductible for most services.

You also have the option to see a non-PPO provider, but services are then covered at 50% of Usual, Customary, and Reasonable charges (UCR), higher deductible amounts apply and claim forms are required.  Some providers may also require payment in full at the time of service.

More information on this Anthem Blue Cross Healthcare Plan, prescriptions and health & wellness programs is available within the Benefit Summaries via the website link which follows, or you may call Anthem Blue Cross at (877) 800-7339, and ask to speak with a dedicated City of Long Beach representative.  

Website: www.anthem.com/CA/COLB